The Best Merchant Accounts For Travel Agencies, Booking Firms, Tour Operators & Other Travel Businesses

Why PaymentCloud Is The Best Choice For eCommerce Travel Businesses

PaymentCloud is a merchant services provider specializing in serving a variety of high-risk industries. The company offers hands-on advocacy and guidance for merchants both during and after their travel merchant account onboarding process -- and doesn't charge an application or account setup fee.

PaymentCloud offers dependable service at a reasonable overall cost. It also receives high praise from its customers and strong recommendations from Dharma Merchant Services and Stripe, making it a great choice for any high-risk, travel-based business. Tour guides and booking agencies that find themselves in a high-risk classification for any reason can benefit from PaymentCloud’s expertise.

Because PaymentCloud works closely with many banks and back-end processors, merchants in the travel industry have a higher chance of account approval. Once approved, merchants can expect fair pricing and excellent customer support to keep their accounts running smoothly.

Why Corepay Is The Best Choice For Mail-Order/Telephone Order-Only Accounts

We chose Corepay as one of the relatively few high-risk specialists that not only accepts a full range of travel-related businesses, but also provides extensive information about the unique factors that go into getting this type of merchant account. Corepay can usually place merchants in most sectors of the travel industry, provided they only sell legal products and haven’t had a previous account terminated by another provider.

Corepay offers a full range of products and services, with a particular emphasis on online and mail order/telephone order (MOTO) sales. Credit card and ACH processing are available, with rates for credit card transactions starting at 2.95%. Note that Corepay fully discloses that most high-risk merchants will pay processing rates that are significantly higher than what a comparable low-risk business would pay. The company is also mum about its contracts, so you can expect to have a long-term contract with an early termination fee, as well as a rolling reserve when the account is first established.

Why Durango Merchant Services Is The Best Choice For Merchants With Poor Credit Or MATCH List Status

Durango Merchant Services is a merchant account provider with a stellar reputation for serving high-risk merchants and international merchants. The most important things to know about Durango Merchant Services are:

• The company partners with a variety of banks and processors to get merchants approved for an account, which is especially useful for high-risk travel and tourism businesses.
• Durango finds accounts for merchants with poor credit or who have found themselves on the Terminated Merchant File (TMF) or MATCH List due to a long history of chargebacks.
• They're a registered ISO in Europe and offer international merchant accounts with currency conversion services, support for multicurrency accounts, and fraud prevention services that are perfect for merchants who need an international travel merchant account.

For high-risk merchants, Durango makes it simple to accept payments via terminals, mobile card processing, payment gateways, ACH processing, and even cryptocurrency. Durango Merchant Services stands out from the competition with fair pricing in a segment of the market that’s notorious for charging inflated prices. Durango offers excellent solutions to such complex merchant situations, and if they can't work with a merchant for whatever reason, the company will be straightforward and honest about it.

Durango also provides customer service and support that far exceeds the industry standard, as well as a sales team that's comprised of honest, knowledgeable staff. Additionally, Durango sets up international merchant accounts from the multiple countries out of which it operates to proactively and effectively deal with fraud and chargebacks.

Why Soar Payments Is The Best Choice For Rapid Account Approval

Soar Payments is a merchant account provider that specializes in finding card processing homes for hard-to-place businesses that most merchant account providers won’t typically work with. The most important things to know about Soar Payments are:

• The company provides POS, mobile payment, terminal, and eCommerce solutions for high-risk merchants looking for an account provider.
• It serves standard-risk business types in addition to high-risk ones.
• Soar partners with Chargeback.com to provide merchants with tools to handle disputed payments.

If you need a feature-rich, high-risk merchant account provider for your travel business, Soar Payments may be just the right fit. If you’re a high-risk merchant, it may sometimes seem like there are few trustworthy options available to you. Many high-risk credit card processors know that merchants don’t have many options and prey on a sense of desperation. Soar Payments is different, however, offering reasonable rates, fees, and contract terms. The company also has a reputation for treating its merchants well.

Why PaynetSecure Is The Best Choice For Broad International Payment Method Support

PaynetSecure focuses on domestic and offshore merchant accounts for high-risk businesses, including the travel industry. The company specializes in high-risk merchant accounts and offers exclusive access to banks not typically available through other payment processors.

PaynetSecure offers competitive rates and groups its international and domestic merchant accounts under its single system. The company also offers mobile payment solutions, eCommerce solutions, virtual terminals, payment gateways, MOTO, processing for 160 currencies, fraud protection, PCI compliance, recurring payments, ACH processing, and chargeback management, all of which are invaluable for businesses operating in the modern travel industry.

Why National ACH Is The Best Choice For eCheck & ACH Processing

National ACH specializes in ACH and check processing for business segments that have traditionally had trouble getting account approvals. Note that National ACH and PaynetSecure operate out of the same location, with both companies possibly being subsidiaries of Best Solutions Source.

While National ACH primarily offers ACH and echeck payment processing, it also supports credit and debit card processing through its high-risk merchant accounts. However, this support appears to be limited to online and keyed-in payments. The company does not appear to offer credit card terminals or other processing hardware for in-person payment acceptance.

National ACH offers robust eCommerce solutions such as virtual terminals with fast approvals, secure payment processing, and chargeback protection tools that are perfect for travel and tourism agencies that focus on eCommerce services. Merchants should consider National ACH if they're interested in accepting payments online with easy integration to their websites and stabilizing their cash flow with features such as automated recurring payments and same-day ACH credit processing.

Why SMB Global Is The Best Choice For High-Risk eCommerce Businesses

SMB Global primarily serves eCommerce businesses that are considered high-risk. The company is set up to work exclusively with high-risk merchants and businesses that need an offshore merchant account.

Not even high-risk experts will deal with every possible kind of business, but SMB Global covers the majority of high-risk merchants, including most businesses in the travel industry. SMB Global is a reliable merchant service provider that has maintained a mostly immaculate customer complaint record in its relatively short time of existence, and it's one of the few providers willing to take on merchant types in nearly any high-risk business segment. SMB Global does a remarkable job of working with plenty of high-risk industries to get merchants matched up with a bank or processor that can handle their needs and will quickly approve them for an account.

While SMB Global doesn't offer any specific pricing details, it does feature a policy of not imposing a rolling reserve when your account is first established. This feature is quite uncommon in the high-risk processing world and can vastly improve your cash flow when you first start using your new merchant account.