Shannon Vissers

Payline Data offers interchange-plus pricing for all its merchants, with discounted rates for nonprofits and medical organizations. On top of that, every plan includes a gateway and virtual terminal, with no long-term contracts. What’s not to love?

Pivotal Payments rebranded as Nuvei to escape a bad reputation for poor service and hidden fees, but in the process of rebranding, it appears that Nuvei is embracing many of the same tactics that led to its bad reputation in the first place. Some businesses might get a good deal, but most should stay far away.

Flagship’s one notable feature — the lack of a long-term contract or early termination fee — is becoming increasingly common across the entire processing industry. Other Flagship products and services, while generally quite good, are readily available elsewhere. When weighed against the company’s reputation for high rates and fees, and poor customer service, we think you’ll be better served with a different provider. Read more in our full review of Flagship Merchant Services.

Sam’s Club Merchant Services uses the appeal of the bulk-discount warehouse business to bring in merchants, but the reality is that processing payments through Sam’s Club is likely to be far more costly for small businesses.