Education: BA Political Science, San Diego State University
Jason has been writing about small business software platforms, services, and financing since 2015. Jason’s expertise has been featured in Yahoo Finance, Time/NextAdvisor, Home Business Magazine, CreditCards.com, GoBankingRates, TheLadders.com, and other publications. He has a bachelor’s degree in Political Science from San Diego State University and currently lives in Philadelphia, Pennsylvania.
PayPal is one of the most powerful payment platforms for small businesses — but it’s not right for everyone. Check out our PayPal review for an in-depth look at the features and pricing, and see if PayPal is a good fit for your business!
How can you get the startup small business loan you need when most banks won’t touch you with a ten-foot pole? Check out these lenders that issue business startup loans with no credit check.
If you're wondering how to lower your credit card interest rate, know that you can always contact your credit card issuer and request an interest rate reduction. They may not say yes, but if you have good credit health and a lengthy history of making your payments on time, you'll increase your chances of success.
Most business credit card issuers require your SSN when you apply. However, in certain instances, it may be possible for you to obtain business credit without providing your SSN and avoid personal liability and a hard credit pull. This article will detail the circumstances in which you can apply for business credit cards with your EIN only.
LendingPoint offers loans to consumers who have credit scores in the 600-680 range. It is a useful tool for people without the best credit profiles. It is suitable for startups but because of its narrow focus, the funding might work out for a very small number of entrepreneurs.
Prosper offers personal loans that can be used for business purposes. Prosper loans are easy to apply for and easy to pay off. Be cautious of hidden fees or other unexpected clauses. Prosper is best suited for startups.
The EMV liability shift is well underway and customers have started dipping those cards. At this point, most small business owners are probably wondering why the heck everybody is talking about chip-and-PIN cards when everybody seems to be using chip-and-signature. What’s the difference between chip-and-PIN and chip-and-signature cards? Back Up a Minute. Let’s go over […]
PayPal offers a comprehensive suite of services for merchants, from the mobile POS app (the focus of this review) as well as online card processing, business financing, POS partnerships, and much more. Want to use PayPal POS to get paid? PayPal Here is becoming PayPal Zettle — read our updated review for more about features and pricing.
For such a large, traditional processor, Elavon offers a few advantages. The company deserves credit for eliminating its early termination fees and disclosing its flat-rate pricing plans. At the same time, it loses a few points for not disclosing the availability of interchange-plus pricing and for inconsistent customer service and support.
With PayJunction’s unique suite of products and services, merchants can organize their sales data, eliminate paper-based inefficiencies, reduce risk, broaden customer payment options, and eliminate the need for a traditional credit card terminal. All this can save you time, boost your profits, and streamline your business practices.
With no monthly minimum fees, no binding contracts or cancellation fees, and a growing number of feature options, it’s clear that iZettle is worth a generous amount of consideration for mobile processing. While iZettle now serves a dozen countries, including Italy, Mexico, Brazil, Sweden, and Germany, we focus on the company’s UK services for this review.
QuickBooks GoPayment (formerly Intuit GoPayment) enables taking payments on the go, and for most merchants, the draw of GoPayment is probably that it syncs with QuickBooks Online. The seamless QuickBooks integration makes it easy for you to keep track of your funds and expenses on the go.
QuickBooks Payments (formerly known as Intuit Merchant Services) is a merchant services provider that’s an internal division of the mammoth financial software company Intuit. The seamless integration with QuickBooks is probably going to be a big draw. You also get invoicing, eCommerce support, and ACH payments at a reasonable cost.
Launched in 2007, Amazon Pay is a payment service provider (PSP) and a subsidiary of mammoth online retailer Amazon.com. The service allows customers to complete purchases, make donations, and set up recurring payments on a merchant’s website by making payments through their Amazon account. Amazon Pay is a simple way to begin accepting credit and debit cards, and the service has mostly positive reviews.
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The vendors that appear on this list were chosen by subject matter experts on the basis of product quality, wide usage and availability, and positive reputation.
Merchant Maverick’s ratings are editorial in nature, and are not aggregated from user reviews. Each staff reviewer at Merchant Maverick is a subject matter expert with experience researching, testing, and evaluating small business software and services. The rating of this company or service is based on the author’s expert opinion and analysis of the product, and assessed and seconded by another subject matter expert on staff before publication. Merchant Maverick’s ratings are not influenced by affiliate partnerships.
Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity. The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.