Erica Seppala

ZipBooks is a cloud-based accounting program that offers intuitive, color-coded design with a number of features, including invoicing, contact management, project management, and time tracking. It offers such features as time tracking, project management, and basic job costing even on the free plan. Be aware of the limited reports and integrations.

Crest Capital is an online equipment financer. This company offers a variety of leasing options designed to facilitate ownership or temporary utilization of a wide variety of business-related equipment. Crest’s rates are good, but if you can’t meet Crest’s high qualification standards, however, you may want to have some alternatives in mind.

Lending Club Personal Loans can be used for entrepreneurial and business startup purposes. The application process is easy and its rates and terms are highly competitive. Lending Club Personal Loans are ideal for startups.

This factor offers flexible services that will work for a number of businesses, no matter how large your business is or how long you’ve been in business. You don’t have to deal with monthly minimums, pay an excess of additional fees, or worry about your customers going bankrupt. Add those things to a strong physical presence (via offices in over 25 different cities) and more than 50 years of factoring experience and Riviera Finance is certainly worth the time it would take to get a quote.

Breakout Capital offers short-term business financing solutions to small businesses. It has low borrower qualifications, prepayment discounts and easy renewal process.

Lendio is a business financing platform that matches customers to funders, including SBA/PPP lenders. It has a relaxed credit score requirement, and there’s no fee for using the service.

Fundera is a business funding matchmaker who will match you up with other business funders you may be qualified for. Fundera is a good place to start your search for business funding, including SBA loans. Not only is Fundera convenient and helpful, but it also has transparent terms and fees.

P2Binvestor is a peer-to-peer lender that offers asset-backed lines of credit to qualified B2B businesses. The initial application is fast and easy, and the company is transparent and communicative. It’s competitively priced and solves problems commonly experienced by mid-sized B2B businesses.

Small business loan rates and fees affect your cost of borrowing, so it’s important to make sure you do your research to find the most affordable loan for your business. The most effective way to get the best deal on a business loan is to educate yourself, starting with this guide.

SmartBiz provides SBA 7(a) and PPP loans to small and large businesses. SmartBiz is a fantastic resource for any eligible merchant that needs a low-cost, long-term loan and wants to leverage a marketplace solution.