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Erica Seppala

Editor & Senior Staff Writer

6+ Years At Merchant Maverick

Expertise: Accounting, QuickBooks, Payroll, Business Funding, POS

Education: AA Liberal Studies, Limestone University

Erica began writing on small business topics in 2008. She joined Merchant Maverick in 2018 and focuses on loans, accounting, and POS. She is a Certified ProAdvisor for QuickBooks Online and QuickBooks Payroll. She has been cited in MSN, Reader’s Digest, Vox, U.S. News & World Report, and Real Simple. She is a graduate of Limestone University and resides in Greenville, South Carolina.

Merchant Maverick Archives for Erica Seppala | Page 22

SBA Loans: Current Interest Rates For December 2024

The Small Business Administration (SBA) provides a number of loan programs designed to help small businesses grow. SBA loans are known for having some of the lowest interest rates available. We’ll explain the rates for three of the SBA’s most popular loan programs: 7(a) Loans (business loans for most general business purposes), CDC/504 Loans (business loans to finance real estate and other fixed assets), and Disaster Loans (loans to rebuild following a disaster).

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Dec 4, 2024 Filed under: Business Loans

Best Alternatives To Patreon

Popular crowdfunding platform Patreon has become less popular recently thanks to policy changes. Monetizing your work online has long been a challenge, but there are good options out there. Let’s look at the several other great platforms for raising money from the public to support what you do.

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Nov 5, 2024 Filed under: Business Loans, Crowdfunding, Peer-to-Peer Loans

FundRazr Review

Whether your nonprofit needs to raise funds, you want to throw the wedding of your dreams, or you need help with a family medical emergency, FundRazr is certainly worth a look. While not necessarily the place to raise millions of dollars for an innovative new startup (look to equity crowdfunding for that), it’s a great way to raise funds easily and for projects close to your heart.

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Aug 25, 2024 Filed under: Start-Up Business Loan Reviews

The Complete Seasonal Business Guide

A seasonal business isn’t without its risks and challenges, but if done right, can be rewarding and lucrative. You can get your business off the ground by doing your research, choosing the right business idea, and using the tools and resources available to you.

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Oct 8, 2024 Filed under: Point of Sale