High-Risk Merchant Account Reviews

PaymentCloud provides payment processing solutions for eCommerce, mail order/telephone order (MOTO), and other generally high-risk businesses. Although PaymentCloud serves lower-risk and brick-and-mortar establishments, this merchant services provider shines in the eCommerce and mid-to-high-risk space.

Not to be confused with National Processing Company (NPC), National Processing has a great reputation for customer service and transparency. See why it’s one of our top picks for credit card processing.

Host Merchant Services offers a full range of products and services for just about any type of business.

Durango Merchant Services stands out from the crowd by offering fair pricing in a segment of the market that's notorious for charging highly inflated prices and invariably provides excellent solutions to complex merchant situations.

Soar Payments Review specializes in finding credit card processing homes for hard-to-place (that is, high-risk) merchants with refreshing transparency.

Payline Data offers interchange-plus pricing for all its merchants, with discounted rates for nonprofits and medical organizations. On top of that, every plan includes a gateway and virtual terminal, with no long-term contracts. What’s not to love?

Easy Pay Direct is a payment gateway and merchant account provider that serves a wide variety of high-risk and low-risk industries.

SMB Global is set up to work exclusively with high-risk merchants and those who need an offshore merchant account. Although it's a relatively new company, we're pretty excited about what we've seen so far, and it's one of the few reputable high-risk specialists we've found in the payments processing industry.

CCBill offers a powerful platform for billing & recurring payments. The company even works with high-risk businesses, especially those in the adult entertainment industry. More surprisingly, the company discloses its rates. But is it a worthwhile contender for your business? Check out our review to find out.

With its bespoke approach to credit card processing, Corepay can offer specialized services to many high-risk businesses that might otherwise struggle to get approved for an account at all. Corepay's emphasis on eCommerce makes it a particularly good choice for online-only businesses.