Equipment Financing Reviews

National Business Capital (NBC) is a lending-advisory service that links small business applicants to one of its 75+ lending affiliates. It is suitable for startups, new, and mature-but-credit-challenged businesses. Be cautious that you’re unlikely to get the absolute best rates.

Lendio is a business financing platform that matches customers to funders, including SBA/PPP lenders. It has a relaxed credit score requirement, and there’s no fee for using the service.

US Business Funding offers many different financial products to help business owners score the capital they need. It is a great choice for equipment financing, SBA loans, or working capital loans. US Business Funding has earned a 95% approval rate and 60-second approvals.

AgDirect is an Omaha, NE based equipment financing program offered by a network of specialized lenders called the Farm Credit System (FCS). AgDirect is a convenient way to access the benefits of the Farm Credit System quickly and easily, and should probably be somewhere near the top of an agribusiness’s options.

If your business needs equipment, Commercial Fleet Financing is worth a look. CFF boasts multiple loan and lease programs for established businesses, startups, or borrowers with credit challenges. The application process is easy, funding is fast (in most cases), and customer service receives glowing reviews.

Crest Capital is an online equipment financer. This company offers a variety of leasing options designed to facilitate ownership or temporary utilization of a wide variety of business-related equipment. Crest's rates are good, but if you can't meet Crest's high qualification standards, however, you may want to have some alternatives in mind.

Currency Finance (formerly Currency Capital) is an alternative financing company that offers a platform to connect customers with third-party equipment loans and leases. Currency offers an impressive amount of equipment capital to new businesses, but its funding process can still drag out.

First Data Global Leasing has the dubious distinction of being among our rogue's gallery of the processing industry's worst credit card terminal leasing companies. While it offers high-quality products in the Clover line of terminals and POS systems, it's disheartening that an industry leader such as Fiserv would condone awful business practices by a subsidiary.

LendingTree is an online platform connecting individuals and businesses to a wide range of financial products through its lending partners. It has relaxed loan qualifications and ideal for new businesses. Be cautious of its non-transparent terms and fees.