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You’ve probably heard the old cliche: You’ve got to spend money to make money. Businesses are investments, and investments imply an allocation of money. Or do they? We talked to business owners who say they started their companies without any substantial outlay of money to find out how they did it.

Blessed with no state or local income taxes, Floridian businesses enjoy one of the laxest tax codes in the country. That leaves them with much less number crunching and heavy lifting to do in their payroll management. And coupled with highly intuitive payroll management software, small and medium scale business owners in Florida can process their payrolls personally with relatively greater ease. Learn more about Florida payroll rules and regulations here!

It can take a little time and head-scratching to figure out the best Shopify hardware setup for your business. Your hardware options will depend on various factors, such as your device, your Shopify plan, your credit card processor, and what country you live in. Read on to learn everything you need to know about Shopify hardware.

Ever wondered what the difference is between a 1099 contractor and a W2 employee? Believe it or not, the answer is both easier — and more complicated — than you might expect. It all boils down to this: If you tell your workers both what to do and how to do it, then they are probably W2 employees. On the other hand, if you only control the results and not the process, then they are probably 1099 contractors. Read more about the 1099 VS W-2.

Customers are paying for things by telephone a lot more than before. Here, we recommend six processors that provide excellent value for MOTO transactions that fit various types of businesses and answer some common questions.

Nonprofits have plenty to teach small business owners about managing money and people, communicating a mission, carving out a needed niche, writing a business plan, and using social media to tell their story. Learn more about North by Northeast Community Health Center, the only free health clinic in Oregon dedicated to African American/Black health, and see how following the pattern of a successful nonprofit can change your business ethics and efficacy.

Payroll processing is the method of paying employees and contractors, including managing payroll taxes, withholding, deductions, calculating pay, and keeping payroll records.

Payroll has an impact on your business’s finances (especially considering salary inflation), tax liabilities, and your employee management. Not only will you have to account for employee payments and payroll taxes in your business budget, but you’ll also need to ensure that your employees are compensated fairly, on time, and in accordance with the law.

Ashley Miller took COVID-related job loss and uncertainty and turned her misfortune into opportunity, starting Ruby’s Cleaning Service just months into the worldwide pandemic. Thanks to hard work and a solid niche in the real estate market, this cleaning business looks to have a bright future. Read on as we turn our small business spotlight on Ruby’s Cleaning Service, LLC.

If you need a way to cover gaps in cash flow while waiting for your loan disbursement, which can take weeks to receive, there’s an option called a commercial bridge loan. Bridge loans are handy for several types of situations but remember that the terms are short and interest rates are high, so make sure this is really the option for you.