Payline Data offers interchange-plus pricing for all its merchants, with discounted rates for nonprofits and medical organizations. On top of that, every plan includes a gateway and virtual terminal, with no long-term contracts. What’s not to love?

Authorize.Net’s payment gateway is one of the most versatile tools for eCommerce. It’s got a solid feature set, including recurring billing and echeck/ACH processing. However, deciding where to get your gateway from is often the biggest challenge. Here’s what you need to know about your options.

With no monthly minimum fees, no binding contracts or cancellation fees, and a growing number of feature options, it’s clear that iZettle is worth a generous amount of consideration for mobile processing. While iZettle now serves a dozen countries, including Italy, Mexico, Brazil, Sweden, and Germany, we focus on the company’s UK services for this review.

QuickBooks GoPayment (formerly Intuit GoPayment) enables taking payments on the go, and for most merchants, the draw of GoPayment is probably that it syncs with QuickBooks Online. The seamless QuickBooks integration makes it easy for you to keep track of your funds and expenses on the go.

At Dharma, you can count on consistently fair and predictable pricing. The company advertises all of its standard rate and fee information publicly on its website. You can also expect high-quality, friendly, personalized service and support from the Dharma team.

QuickBooks Payments (formerly known as Intuit Merchant Services) is a merchant services provider that’s an internal division of the mammoth financial software company Intuit. The seamless integration with QuickBooks is probably going to be a big draw. You also get invoicing, eCommerce support, and ACH payments at a reasonable cost.

With multiple pricing plans tailored to all business sizes, a free gateway, multiple chargeback protection features, and a boatload of other features, there’s a lot to like about CDGcommerce. But you should still make sure it’s a good fit for your business.

NCR Silver gets high marks for its ease of use, flexibility, and built-in marketing tools. Unfortunately, while NCR makes solidly good POS software, its Silver product suffers from other issues — namely, the restrictive service contract foisted on merchants who want to purchase the system.

The company has a solid reputation and ethical business practices. While I doubt it can give you the level of personal attention you’d get from a smaller processor, the competitive rates, fair contract terms, and state-of-the-art technology might be enough to make up for it, depending on the needs of your business.

What is sure to remain the same is that for most smaller businesses, Worldpay From FIS will continue to operate mostly behind the scenes. You’re much more likely to be using Worldpay for your credit card processing through a smaller merchant services provider. That company’s level of service and value in managing your merchant account is what you’ll really see coming through. Nevertheless, it’s always worth taking a look at the processor behind your transactions.