Quiz: Find Your Perfect POS
Hunting for a new POS or just starting your research? Take our quiz to find out which system we think is right for your small business.
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When faced with the many challenging aspects of running a business, it’s easy to feel overwhelmed. That’s where Merchant Maverick is here to help. Use our free guides and reviews on payment processing, small business loans, point-of-sale, accounting and much more. We did the research to save you time and money.
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Square Payments
Top Mobile Processor
A leader in the point of sale and credit card processing markets, Square is known for offering a free card reader and a $0 monthly fee option. But it also offers more robust options for businesses of any size, including retail and foodservice.
Ramp
Top Corporate Card
The Ramp corporate card centers around one mission: saving customers money. Besides its lack of fees, Ramp also includes software designed to help cut costs.
Clover POS
Top Point Of Sale
Clover POS is good for newer businesses that want an attractive, easy-to-use, all-in-one system with simple flat-rate processing. It offers sleek hardware as well as a free option for small businesses.
PaymentCloud
Top Credit Card Processing
PaymentCloud provides payment processing solutions for all business types and specialize in eCommerce and hard-to-place accounts. Their competitive pricing and professional service make them a top pick.
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Tips On Managing Tipping Overload For Small Businesses
With more businesses adding the option to tip following a purchase, combined with prices going up, many customers are fighting back with their wallets. Tipping actually decreased from 2022 to 2023 according to a report from our top payroll systems systems recommendations, Gusto.
Lightspeed Vs Toast: Comparison
We recommend Lightspeed for small to midsize restaurants focused primarily on quick-serve and fast-casual orders because the software is affordable, you can install it on any iPad, the inventory management is best suited for buildable items and combo meals, and a straightforward loyalty program is available on all plans.
Best Payment Processors For Online Donations
The best way to accept donations online is going to be the way that works best for your organization. It matches your budget, feature needs, and performance expectations to make it easy to take online payments and raise funds for your cause.
How To Set Up Gusto Payroll
Learn how to set up Gusto payroll in this full video walkthrough. See the setup process step-by-step in real time so you can know exactly what you’re getting into before setting up your Gusto account.
Credit Card Company Market Share
The credit card industry has many players, from credit card issuers, to credit card networks, to merchant acquirers. Each handles a different part of a credit card transaction, allowing customers to draw on a revolving line of credit at checkout.
Largest Credit Card Networks
According to the Nilson report, there were $932.85 billion in outstanding balances on credit cards in 2021. American Express saw the highest outstanding balances per card at $2,153, but had the lowest percentage of delinquencies among accounts that were carrying a balance.
The Biggest Credit Card Issuers
Credit card issuers extend customers a revolving line of credit with which to make purchases. This amount can be drawn upon, paid off, and then used again so long as the account remains open and the credit limit isn’t exceeded.
How Much Are Online Payment Processing Fees?
When it comes to processing payments online, there is no such thing as a free lunch — transaction fees will be assessed. We hope that this guide has given you some understanding of the types of fees you’ll have to pay and the different pricing models used by merchant service providers to charge you for the cost of taking payments online.
