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How Long Does It Take To Improve Your Credit Score?

It can take a long time to for your credit score to go up, but these tips on how to raise your credit score will help you get started right away.

    Chris Motola
  • Last updated onUpdated

  • Erica Seppala
  • REVIEWED BY

    Erica Seppala

    Editor & Senior Staff Writer

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Key Takeaways
  1. Your credit score is determined by key components like payment history, credit utilization, and credit history length. Focusing on these can help you improve your score over time.
  2. Paying down credit card balances, scheduling on-time payments, and keeping old credit accounts open are quick ways to boost your credit score.
  3. Improving your credit score takes time, but with consistent efforts like monitoring your credit and avoiding negative actions, you can gradually increase your score and qualify for better financial products.
Chris Motola

Chris Motola

Expert Contributor at Merchant Maverick
Chris has been writing about small business topics since 2003. He has been featured in Fox Business, ABC News, Yahoo Finance, GoBankingRates, Newsweek, BizJournals, and other publications. He has a Bachelor’s of Arts in English Writing Arts from SUNY Oswego, and a Masters of Science in Interactive Media from the University of Central Florida. He currently resides in the Hudson Valley region of New York.
Chris Motola
View Chris Motola's professional experience on LinkedIn.
Chris Motola

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