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How To Calculate Business Loan Payments
If a business loan still seems like a solid financial option for your business, you can move into calculating your monthly business loan payment. This will further help you decide if getting a loan will help boost the growth of your business.
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What Is A Prepayment Penalty?
Lenders want borrowers to pay as much interest as possible, which is why some loans discourage and penalize early payment through the use of prepayment penalties. However, using the strategies outlined in this article, you may be able to make prepayments on your business loan while avoiding or minimizing any penalties, even if your loan does include a prepayment penalty.
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How To Calculate The R&D Tax Credit
The research and development tax credit (R&D credit) is a general business credit available to businesses that created or improved a product or process. Businesses that are eligible to receive the R&D credit must have participated in qualified R&D activities as outlined under Section 41 of the IRS Tax Code.
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What Information Does My Accountant Need To Prepare My Tax Return?
Come prepared to your tax meeting by knowing exactly what information your accountant needs to file your small business taxes.
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Seasonal Business Financing: How To Finance Holiday & Seasonal Expenses
Need extra cash for the holidays, but not sure where to start? Learn about the best types of business loans, and where to get them, in our guide to holiday business loans.
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When & Why Your Small Business Lender Requires A UCC Blanket Lien
UCC-1 blanket liens are often required when you take out a business loan, credit line, or lease. In this article, we explain what liens are and what you need to know about them, so business financers can’t take advantage of your business.
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What Is A Lease Line Of Credit?
A lease line of credit — also known as an equipment line of credit — addresses that issue. Rather than financing a specific piece of equipment, the lender will grant you a line of credit for a limited period of time (typically one year). Similar to a personal or business line of credit, you’ll be given a credit cap.
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What Is A Personal Guarantee?
Personal guarantees are often required for loans, credit cards, and other types of business financing. Learn about the different types of personal guarantees you might come across, and how to avoid the bad ones, when you’re looking for business funding.
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SBA Loans Explained
The SBA offers a variety of loan programs that vary according to business needs. Its flagship program is the 7(a) loan program, which offers loans for most general business purposes. However, it also offers special programs such as microloans and disaster loans. Find out more about SBA loans, including who qualifies.
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