Home » Food and Beverage Guides & Resources

Food &
Beverage

The industry challenges to running a restaurant, bar, catering service (and other food and beverage companies) are many. We've researched start-up costs & loans, equipment financing, point-of-sale systems, menu designs, and other software tech products to help you succeed. Take a look at the list of resources below!

Get Started

Best Restaurant POS Systems

When it comes to choosing a point of sale system for your full-service restaurant, there’s a lot more at stake than you might initially think.

Food and Beverage Guides & Resources

How To Start A Gift Card System For Small Business In 2024

How To Choose A Restaurant POS System

Square For Restaurants Review

Best Tablet POS Systems For Restaurants

7 Best POS Systems For Restaurants In 2024

Feb 13, 2019 Filed under: Point of Sale, Restaurant POS

10 Best Restaurant Ordering System Software Features

Sep 13, 2019 Filed under: Point of Sale, Restaurant POS

Preferred Providers

Best Restaurant POS

Best Free POS

Best Credit Card Processor

Best Business Lender

Latest Articles

What Is An LTV Ratio For Commercial Real Estate?

In addition to any background checks the hard money lender may decide to factor in, the property’s qualities will be considered. Properties in booming real estate markets and “up-and-coming” neighborhoods may push the lender’s LTV tolerance close to 75%, often considered the upper limit for hard money. In contrast, a property in a poor market, or a remote one, will push the maximum LTV closer to zero.

SBA Loans For Real Estate: SBA 504 VS 7(a) Loans Comparison

The SBA has several options for small business owners in need of a business loan for real estate. Of the six types of SBA loans, 7(a) loans and 504 loans are the two most viable options for real estate purchases.

What Is A Short-Term Business Loan & Does My Business Need One?

Short-term business loans are a relatively recent addition to a merchant’s arsenal of business loan options. Introduced in the last decade or so, short-term loans are similar to traditional installment loans, but fees are calculated a little differently.

Debt Service Coverage Ratio: How To Calculate & Improve Your Business’s DSCR

For small businesses searching for funding, the debt service coverage ratio plays a huge factor in lending decisions. Lenders use your DSCR to determine whether you can afford to make regular loan payments and how much you can borrow.

Commercial Real Estate Loans: Types, Rates, & Requirements

Getting a commercial real estate loan takes time, but it doesn’t have to be difficult. By shopping around, knowing what rates and terms to look for, and working with a reputable lender, the process for obtaining a loan can go smoothly, providing business owners with the funding they need to grow their businesses.

Debt-To-Income Ratio: How To Calculate & Lower Your DTI

The debt-to-income (DTI) ratio is a financial tool used to measure the relationship between a person’s debt and income. The DTI ratio is calculated by dividing recurring monthly debt payments by gross monthly income.

Lendio SBA Loans: What They Are & How Your Business Can Apply

If you like the convenience of Lendio’s business loans marketplace but can’t wait for an SBA loan or don’t qualify for one, you might consider applying for a faster or easier-to-qualify loan through Lendio, such as a short-term loan or business line of credit. To learn more about Lendio loans, including Lendio SBA loans and other loan types, read our in-depth Lendio review.

The Beginner’s Tax Guide For Small Business

Small business taxes may include federal and state income taxes, payroll taxes, excise taxes, and self-employment taxes. Tax funds are then used by federal, state, and local governments to pay for programs such as Medicare and Medicaid, Social Security, and public schools.

How To Write A Business Loan Proposal

A business loan proposal is your opportunity to explain to a potential lender why they should take on the risk of lending to you. It’s a persuasive essay to convince the bank you are a viable business that will not default — you will paint that picture both with a narrative about your business and your profit/loss metrics.