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What Are Personal Credit Scores?
Having good credit is important when you are seeking a source of credit, such as a loan or credit card. Find out what credit scores are, why you should be paying attention to your scores, and how to maintain good credit in our complete guide to personal credit scores.
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A Guide To Using Personal Credit Cards For Business Expenses
It’s perfectly reasonable to use a personal credit card to cover business expenses. Make sure you avoid taking a personal financial hit when charging business expenses to your personal credit card.
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What Are High-Risk Business Loans & Where Do I Get One?
High-risk business loans may have higher interest rates and shorter repayment terms. But high-risk loans also have minimal borrowing requirements and are easier to obtain than loans from traditional lenders like banks.
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Best Grants For Trucking Companies, Truckers, Or Trucking Startups
Whether you already own a trucking business or are pursuing a new venture, you’ll likely need financing or seed funding at some point. Existing businesses may need capital to fund expansion efforts or maintain payroll when cash flow is down. Read on for a look at the best grants and funding options for trucking companies.
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Best Small Business Grants For Felons
Ex-felons can apply for most government and private grants, provided they meet all requirements for receiving the grant. Those requirements may include owning a business in a certain industry, being located in a specific area, being in operations for a minimum amount of time, and demonstrating a specific need for funds.
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Is Invoice Factoring Right For Your Small Business?
If your business has outstanding invoices and slow-paying customers, you don’t have to be burdened with cash flow issues. Invoice factoring could be the solution to your problem. In this post, we’ll examine how invoice factoring works, whether it’s a good financial decision for your business, and how to choose the best invoice factor. Table […]
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How Does Business Loan Repayment Work?
To repay your loan in a timely manner, it’s important to know whether or not your payments are fixed or variable, how often you have to repay, and how repayments are made. In this post, we’ll break down all the elements involved in paying back a business loan.
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The Merchant’s Guide To Installment Loans
If you need business financing, an installment loan is probably the first type of loan you think of. Also commonly referred to as term loans, installment loans can be useful for many business financing needs — from working capital to business expansion and refinancing. If you’re new to business funding, this guide will help you understand […]
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1099 VS W-2 Employees: Which Is Better For Your Small Business?
Ever wondered what the difference is between a 1099 contractor and a W2 employee? Believe it or not, the answer is both easier — and more complicated — than you might expect. It all boils down to this: If you tell your workers both what to do and how to do it, then they are probably W2 employees. On the other hand, if you only control the results and not the process, then they are probably 1099 contractors. Read more about the 1099 VS W-2.
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