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How To Apply For An ERC Loan
Instead of waiting up to a year or longer to receive an Employee Retention Credit refund check from the IRS, business owners are seeking ERC loans. With an ERC loan, a lender provides a percentage of an ERC refund (typically up to 65% of the refund amount) upfront so businesses have quick access to capital.
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Best Credit Cards For Nonprofits
Nonprofit organizations have plenty of reasons to sign up for a credit card. Because a nonprofit is technically a business, it may make sense to apply for a business-specific credit card, though there are cards available specifically for nonprofit use as well. Whether you’re looking for a card with no personal guarantee, strong rewards, or something else, discover the best credit cards for nonprofits here.
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Liquor Liability Insurance Explained
Every year, employees and businesses are held liable for things out of their control, and no matter how diligent you are, mistakes happen, and people can be over-served. Don’t risk your business because of someone else’s poor decisions. Protect yourself with liquor liability insurance or host liquor liability insurance, and take the time to review the liquor laws in your state.
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Best Businesses To Start In A Recession
Tough economic times pose special challenges to entrepreneurs looking to start a recession-proof business; however, recession-proof businesses tend to have one thing in common: they provide products and services that are always in demand, regardless of economic conditions.
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The Complete Guide To Understanding Insurance Loss Runs
You need a loss run report to negotiate lower premiums with your existing or new insurance provider, determine risks associated with running your business, and establish a plan to help mitigate potential hazards.
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SBA EIDL Funding Timeline: What To Expect During Application, Approval, & Processing
The SBA’s COVID-19 EIDL portal closed on May 16, 2022, and is no longer accepting applications, requests for increases, reconsideration, and appeals due to a lack of any more available funding.
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A Complete Guide To Chase Business & Personal Credit Cards
If you’ve been shopping around for a new credit card, whether for personal or business use, you’ve likely come across a Chase credit card or three. In fact, it would be hard not to — between its own branded credit cards and its co-branded partner cards, Chase has 30 credit cards on offer. We’ve written up a rundown of every Chase credit card and what each one has to offer you.
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Credit Card Refund Guide: How Do Credit Card Refunds Work?
A credit card refund fee is a penalty fee on refunded transactions and are charged by credit card processing companies. In most cases, merchants will not have to pay a credit card refund fee, but they will not be refunded the processing costs they paid during the initial transaction.
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2023 Best States For Black Entrepreneurs
The Mid-Atlantic and Southern regions are fortifying their reputation as the best states for Black entrepreneurs, with the Gulf states of Louisiana and Florida joining their ranks thanks to an increase in Black business creation within their borders. This is the finding from Merchant Maverick’s annual report on the Best States for Black Entrepreneurs.
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