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Best Free POS Software For Small Business

These top free POS systems are functional, easy-to-use, and allow your business to perform basic tasks. They may not be as robust as paid software, but find out which free system is right for you.

    Nicolette Kier
  • Last updated onUpdated

  • Matt Sherman
  • REVIEWED BY

    Matt Sherman

    Lead Staff Writer

Our content reflects the editorial opinions of our experts. While our site makes money through referral partnerships, we only partner with companies that meet our standards for quality, as outlined in our independent rating and scoring system.

A free point of sale (POS) system allows you to take digital payment types, manage inventory, and track sales history for no monthly fee. I compared several of the best POS systems with free plans based on pros and cons, pricing for card readers and processing payments, and free features to help you find the right option for your small business.

Learn More About Our Top Picks

CompanyHighlightsNext StepsHighlights
Square POS

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  • Best overall free POS for all business types
  • $59 card reader
  • Monthly contracts, no cancellation fee
  • Best overall free POS for all business types
  • $59 card reader
  • Monthly contracts, no cancellation fee

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Loyverse

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  • Best for small quick-serve restaurants
  • $20-$250 card readers
  • Forever free download with no contracts
  • Best for small quick-serve restaurants
  • $20-$250 card readers
  • Forever free download with no contracts

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PayPal Zettle

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  • Best for solopreneurs
  • $29 or $199 card reader
  • Monthly contracts, no cancellation fees
  • Best for solopreneurs
  • $29 or $199 card reader
  • Monthly contracts, no cancellation fees

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Helcim POS

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  • Best for large & B2B businesses
  • $99 card reader
  • Monthly contracts, no cancellation fees
  • Best for large & B2B businesses
  • $99 card reader
  • Monthly contracts, no cancellation fees

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Toast POS

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  • Best for full-service restaurants
  • No upfront costs for hardware or software
  • Long-term contracts, early cancellation fees
  • Best for full-service restaurants
  • No upfront costs for hardware or software
  • Long-term contracts, early cancellation fees

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eHopper POS

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  • Best for free payment processing
  • $69 or $350 card reader
  • Monthly contracts, no cancellation fee on free plan
  • Best for free payment processing
  • $69 or $350 card reader
  • Monthly contracts, no cancellation fee on free plan

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Odoo POS

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  • Most customizable option
  • $249 card reader
  • No contract required
  • Most customizable option
  • $249 card reader
  • No contract required

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Read more below to learn why we chose these options.

7 Best Free POS Systems For Small Business

Best Free POS Software Compared

IndustriesCompatible DevicesCard Reader CostPayment Processing
Square POSAnyiOS, Android, web browser$692.6%-2.9%
LoyverseAnyiOS, Android$25-$250Custom
PayPal ZettleRetail, serviceiOS, Android, web browser$29 or $1992.29%-3.49%
Helcim POSRetail, serviceiOS, Android, web browser$99 or $329Interchange-plus
Toast POSRestaurantProprietary Devices$0-$494.103.09%-3.69%
eHopper POSRetail, restaurantAndroid, Windows, Poynt Devices$69 or $3500%-2.5%
Odoo POSAnyAny$249+Custom

Square POS: Best Overall

Total Rating 4.9
Pricing4.9

Ease Of Use5.0

Features4.8

Customer Service4.7

User Reviews4.8

Pricing Range

$0/month

Contract Length

None

Equipment Cost

$49-$799

Get a free card swiper from Square at no cost when you create a free account. Claim your card reader.

Pros

  • Free and low-cost POS hardware
  • Free online store builder
  • Retail, restaurant, and appointment booking features
  • Social media sales and advertising capabilities

Cons

  • Limited support hours on free plan
  • Occasional account holds
  • Must use Square for payment processing

Why We Picked Square For Best Overall

Square Terminal handheld POS system, Square Register, and Square iPad stand.

Square Terminal handheld POS system, Square Register, and Square iPad stand. (Source: Square)

Square earned an impressive 4.9 out of 5 in our evaluation of POS systems because it offers free software plans for all business types, built-in flat-rate payment processing, low-cost POS hardware, and a free online store builder. We also like that Square is compatible with Android and iOS devices, has low-commitment contracts, and includes strong inventory management for free.

Related: Read our Square For Retail review for more information on one of our best retail POS systems.

Pricing

It costs $0 to install Square on an unlimited number of devices. Paid plans range from $29-$89+/month/location.

Payment processing fees:

  • In-Person Payments: 2.6% + $0.10 per transaction
  • Online Payments: 2.9% + $0.3o per transaction
  • Keyed-In & Card On File Payments: 3.5% + $0.15 per transaction

Square POS hardware costs range from $59 for a contactless card reader, $299 for a handheld POS system, and $799 for a starter countertop POS register setup.

Learn More: Read our Square POS hardware guide for more on your POS hardware options, pricing, and what we recommend for your business type.

Free POS Features

  • Accept swipe, chip, and contactless cards, digital wallet payments, and QR code payments
  • iOS and Android mobile apps
  • Free online store/ordering platform builder
  • In-store pickup and delivery
  • Free employee time tracking and scheduling (up to five team members)
  • Automated inventory updates
  • Google product listings and social media selling
  • Online appointment scheduling (Square Appointments)

Related: Read our Square Appointments review for more on one of our best salon POS systems.

When To Upgrade

  • You require advanced retail inventory management features
  • Your restaurant offers sit-down table service
  • You want more scheduling features for your salon

Get Started With Square POS

Read our in-depth review

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Loyverse: Best For Small Quick-Serve Restaurants

Total Rating 4.5
Pricing4.3

Ease Of Use4.9

Features4.4

Customer Service4.7

User Reviews4.9

Pricing Range

Free

Contract Length

None

Equipment Cost

Varies depending on need

Pros

  • Free customizable loyalty program
  • Free kitchen display and customer display screen options
  • Free multilocation management
  • Offline mode

Cons

  • No built-in eCommerce
  • Advanced inventory management costs extra

Why We Picked Loyverse For Small Quick-Serve Restaurants

Loyverse iPad, iPad case, cash register, receipt printer, and barcode scanner

Loyverse iPad, iPad case, cash register, receipt printer, and barcode scanner. (Source: Loyverse)

Loyverse earned a 4.5 out of 5 in our evaluation. It's great for small quick-serve restaurants because the software includes free restaurant-specific features like a loyalty program, kitchen display system, and sales by weight for selling fresh food. We also like that Loyverse works offline, is compatible with several payment processors, and works with several POS hardware options.

Note: Loyverse does not offer an online ordering platform.

Pricing

Loyverse is free to download and use. Paid add-ons:

  • Advanced Inventory Management: $25/month
  • Employee Management: $25/month
  • Integrations: $9/month

Loyverse integrates with several payment processors, including PayPal Zettle, SumUp, and Worldpay. Card readers range from $20-$250.

Free POS Features

  • Free loyalty program including barcode loyalty card issuing
  • Offline payment mode
  • Manage inventory and loyalty program across multiple locations
  • Choose your own POS hardware and payment processor

Restaurant-specific features include:

  • Perishable and liquid inventory management
  • Free kitchen display system and kitchen printer order routing capabilities
  • Takeout and delivery sales options
  • Sales by weight, which is great for selling fresh food

When To Upgrade

  • You want an online ordering platform
  • You want to integrate Loyverse with third-party software
  • You want better team management features

Get Started With Loyverse

Read our in-depth review

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PayPal Zettle: Best For Micro-Businesses

PayPal Zettle


Visit Site

Pricing

No monthly fee

Contract

None

Equipment Cost

$29 for your first card reader

Pros

  • Lower payment processing rates on in-person transactions
  • QR code payments
  • Low payment processing rates on small-ticket items
  • eCommerce and social media selling integrations

Cons

  • No offline mode
  • Not for high-volume sellers
  • Basic business management tools

Why We Picked PayPal Zettle For Microbusinesses

PayPal Zettle terminal and receipt printer

PayPal Zettle terminal with a built-in receipt printer. (Source: PayPal)

PayPal Zettle earned a 4.5 out of 5 because of its low-cost POS hardware, lower payment processing fees than competitors like Square for in-person transactions, QR code payment features, and connection to the rest of PayPal's business tools. We also like that PayPal offers Dynamic Micropayments, a payment processing program that automatically charges the lowest payment processing fees available for very small orders ($25 or less.)

Related: Compare Square vs PayPal to help decide which free POS system is right for your business.

Pricing

PayPal has no monthly fees.

Payment processing fees:

  • Card-Present & QR Code Payments: 2.29% + $0.09 per transaction
  • Online Payments: 2.99% + $0.49 per transaction
  • PayPal Checkout & Venmo Payments: 3.49% + $0.49 per transaction

Note: Business owners must apply for PayPal Micropayments to get special small ticket size payment processing rates.

Free POS Features

  • Dynamic micropayments program for automated lower payment processing rates
  • QR code payments for easy on-the-go payments
  • Tap-to-pay contactless payments on iPhone and Android devices
  • Print and email receipts
  • Built-in inventory management with barcodes
  • Apply item discounts
  • Generate business reports

PayPal Zettle also connects to the company’s suite of products including integrations with eCommerce store builders and invoicing.

When To Upgrade

  • You need more thorough inventory management
  • You want better online payment processing rates
  • You offer more niche products or services

Get Started With PayPal Zettle

Read our in-depth review

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Helcim POS: Best For Large & B2B Businesses

Total Rating 4.2
Pricing4.1

Ease Of Use4.8

Features3.9

Customer Service4.5

User Reviews4.0

Pricing Range

$0

Contract Length

Monthly

Equipment Cost

$99 - $329

Pros

  • Reduced payment processing fees for larger/B2B transactions
  • Free online store builder with B2C/B2B sales functions
  • Free invoice builder and virtual terminal
  • Strong inventory and customer management features

Cons

  • Very few third-party integrations
  • No built-in loyalty program
  • Basic multi-location management

Why We Picked Helcim For Large & B2B Businesses

Helcim POS on smartphone, tablet, and desktop, plus Helcim card reader

Helcim POS on smartphone, tablet, and desktop, plus Helcim card reader. (Source: Helcim)

We awarded Helcim a 4.2 out of 5. The software earned the most points for its interchange-plus payment processing structure, strong invoicing features, B2B customer relationship management, and sleek but low-cost POS hardware. We also appreciate that Helcim offers a free online store builder, virtual terminal, and recurring payments. Business-to-business (B2B) and business-to-government (B2G) businesses will appreciate Helcim's AI-powered Level 2/3 transaction data capture tool, which also helps to lower payment processing fees on qualifying B2B/B2G transactions.

Learn More: Read our guide to B2B payment processing.

Pricing

Helcim is completely free.

Payment processing fees:

  • In-Person Payments: Interchange + 0.40% + $0.08 per transaction
  • Online & Keyed-In Payments: Interchange + 0.50% + $0.25 per transaction
  • ACH Bank Payments: 0.5% + $0.25 (maximum $6 fee per transaction)

Note: Payment processing fees are automatically reduced on qualifying B2B and B2G transactions processed through Helcim, one of our best payment processing companies.

Helcim card readers cost $99. The all-in-one mobile POS terminal costs $329.

Related: Read our Helcim Smart Terminal review.

Free POS Features

  • Mobile POS app for iOS and Android
  • Web-based app for desktop devices
  • Email and print receipts
  • Custom invoice builder
  • Online store builder
  • Virtual terminal for phone and mail-order payments
  • Tiered and wholesale pricing
  • Self-serve B2B/B2G customer portal
  • Retail inventory management
  • Recurring billing and customer house accounts
  • ACH payment processing
  • Automated Level 2 and 3 transaction data capture (e.g. freight information, tax ID) to improve transaction security and decrease payment processing fees from card-issuing banks

When To Upgrade

  • You run a high-risk business
  • You need more built-in third-party software integrations
  • You need more streamlined inventory management

Get Started With Helcim POS

Read our in-depth review

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Toast POS: Best For Full-Service Restaurants

Total Rating 4.0
Pricing2.6

Ease Of Use4.7

Features5.0

Customer Service5.0

User Reviews4.1

Pricing Range

$0/mo - $69/mo; with custom plans available

Online Ordering

Yes

Equipment Cost

$0+ if you agree to a higher processing rate

Pros

  • Excellent restaurant-grade hardware included
  • Free online ordering page with immediate and scheduled pickup/delivery
  • Free customizable loyalty program
  • Thorough inventory, menu, and POS interface customization

Cons

  • Long-term contract
  • Higher payment processing fees than competitors
  • Early termination fee

Why We Chose Toast For Full Service Restaurants

Toast online ordering on smartphone, Toast admin dashboard on PC, Toast KDS, Toast Go 2 handheld POS, Toast countertop POS

Toast online ordering on smartphone, Toast admin dashboard on PC, Toast KDS, Toast Go 2 handheld POS, Toast countertop POS. (Source: Toast)

Toast earned a 4 out of 5 in our restaurant POS system evaluation. While pricing overall is not one of Toast's strong suits, we appreciate that Toast offers a pay-as-you-go POS software and hardware plan with add-on options like a strong online ordering platform if you agree to higher payment processing fees. Toast has excellent table, tipping, and tableside ordering management, making it great for full-service restaurants.

Note: Toast requires you to sign a two-year contract and there is a substantial early termination fee, which is why we recommend Toast as a long-term restaurant solution.

Pricing

Toast’s free plan includes one to two POS terminals (countertop or handheld POS), in-person ordering and inventory management, and built-in payment processing.

Payment processing rates range from 3.09%-3.69% + $0.15 depending on the advanced software features you add to your plan. For example, the free plan with an online ordering platform and third-party delivery service integrations raises payment processing rates to 3.39% + $0.15.

Toast software works only with proprietary Toast’s proprietary Android-based hardware. Costs range from $494.10-$1034.10. You do not have to pay for your hardware upfront on the free plan.

Expert Tip: Because of Toast’s high payment processing fees, we recommend signing up for a paid plan ($69+/month) as soon as possible.

Free POS Features

Basic POS features:

  • Durable Android POS system hardware
  • Order firing with handheld restaurant POS system
  • Perishable inventory management
  • Extensive seat and table management
  • Automated/manual menu updates
  • Customizable tipping structure
  • Strong menu performance, labor, and shrinkage reports

Add-ons:

  • Online ordering platform and mobile ordering app
  • In-house delivery system or deliveries managed by Toast
  • Integrations with DoorDash, Uber Eats, and Grubhub
  • Physical and eGift card sales with a strong gift card program
  • Highly customizable restaurant loyalty program
  • Email marketing campaign management
  • Catering and event management

Toast has one of the best POS loyalty programs for restaurants.

When To Upgrade

  • You want lower payment processing fees
  • You need more than two registers
  • You open more than one location

Get Started With Toast POS

Read our in-depth review

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eHopper POS: Best For Free Payment Processing

Total Rating 3.5
Pricing3.5

Ease Of Use3.5

Features3.0

Customer Service4.5

User Reviews3.8

Pricing Range

$0 - $35.99/month/device with a year-long subscription

Contract Length

Monthly, yearly

Equipment Cost

$69 - $1,450

Pros

  • Free card processing option
  • Works on Android and Windows
  • Free restaurant POS software
  • Free EBT payment processing

Cons

  • No online ordering platform on free plan
  • Very limited customer support on free plan
  • Must use eHopper Payments

Why We Picked eHopper For Free Payment Processing

eHopper countertop POS terminal and card reader

eHopper countertop POS terminal and card reader. (Source: eHopper)

eHopper earned a 3.5 out of 5 stars because while the free plan offers several features, you must use eHopper for payment processing and you don't get an online ordering platform builder.

We like that eHopper offers businesses the option to start a cash discount program and avoid all payment processing fees, so it's a completely free POS option. We also appreciate that eHopper offers niche features like EBT payment processing and self-ordering kiosks on the free plan.

Pricing

eHopper’s free plan requires you to use eHopper for payment processing. The company advertises a payment processing rate of 2.5% + $0.10 per in-person transaction but you must get a quote for a custom rate. The company offers a free payment terminal with eHopper’s payment processing services. POS terminals cost $69-$1,450.

Paid plans range from $10-$69.99/month/device. You save 30%-40% on yearly plans but you don’t get a refund if you cancel early.

Free POS Features

  • Cash discount program
  • EBT payment processing
  • Works on Android and Windows devices
  • Full/split payments
  • Inventory and menu management
  • Table management
  • Email and print receipts
  • Exchanges
  • Product barcode manager
  • Basic loyalty program
  • Self-serve kiosk software

When To Upgrade

  • You want to sell online
  • You want a different payment processor
  • You don’t want to start a cash discount program

Get Started With eHopper POS

Read our in-depth review

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Odoo POS: Most Customizable Option

Total Rating 3.8
Pricing3.7

Ease Of Use2.7

Features4.6

Customer Service3.4

User Reviews3.8



Pros

  • Very customizable
  • Lots of niche POS hardware options
  • Excellent inventory management
  • Invoicing app included

Cons

  • Learning curve
  • Few third-party integrations
  • No built-in payment processing option available

Why We Picked Odoo For The Most Customizable Option

Odoo POS software on mobile, desktop, and laptop devices

Odoo POS software on mobile, desktop, and laptop devices. (Source: Odoo)

We like that Odoo works on all device types, offers very versatile inventory management, and includes invoicing that directly connects to Odoo's accounting software app for free. You can run multiple brands under Odoo, create unlimited employee accounts, manage a B2C and B2B customer base, integrate with several payment processors, and create a custom POS hardware setup.

Pricing

The Odoo POS app is free. The company offers two paid plans ranging from $24.90-$46.80/user/month. Paid plans include access to all of Odoo’s apps.

You have to get payment processing through a third-party payment processor like Stripe, Authorize.Net, or PayPal. Fees usually start at 2.29% for in-person and 2.9% for online transactions.

Odoo software works on all devices. Payment terminals start at $249 for the Stripe Terminal.

Free POS Features

  • POS software works on all devices
  • Multiple compatible payment processors
  • Create multiple brands under one account
  • Highly customizable inventory management
  • Barcode label printing in custom sizes
  • Invoice builder with custom repayment terms
  • Integrate POS and invoicing with Odoo Accounting
  • B2B and B2C customer management
  • Compatibility with industry-standard registers, barcode scanners, weight scales, receipt printers, and RFID tag/key fob readers

When To Upgrade

  • You want to use all of Odoo’s apps
  • You want an all-in-one business management ecosystem
  • You want to use Odoo offline

Get Started With Odoo POS

Read our in-depth review

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Retail POS Review Methodology

Merchant Maverick has been researching and reviewing POS providers since 2012. Our writers have tested over 100 different point of sale systems, evaluating pricing, features, ease of use, customer service, and user reviewers. Read more about how we rate POS providers.

Weighted Rating Breakdown

Pricing 40%
Features 30%
Ease Of Use 15%
Customer Service 10%
User Reviews 5%

When comparing different POS software systems, we consider many data points, including relative pricing, the depth of niche features offered, the price of hardware, and any associated payment processing fees. Our lists of the best providers include only apps we’ve deemed worthwhile from multiple vantage points. The POS vendors we pick share qualities such as widespread availability, accessibility, user-friendliness, and reasonable pricing. We also look carefully at niche features, such as check-splitting, inventory management, eCommerce, loyalty programs, gift cards, and more.

We spend an average of 10-15 hours researching and updating each one of our lists, making sure the providers included meet our internal standards for quality and reputation.

80+

Vendors evaluated

65+

Attributes assessed per vendor

20+

Features weighed

30+

Combined years of experience


How To Choose A Free POS System For Small Business

Consider the following factors when you choose a free POS system.

Industry-Specific Software

Unless you’re selling just a few retail items or services, consider a POS system with industry-specific software features. For example, a retail business with a midsize or large inventory should consider one of our best POS systems with inventory management.

Restaurant-specific point of sale software like Square For Restaurants and Toast offers useful features such as table mapping and tipping, and there are free restaurant POS systems available.

Businesses with eCommerce or online ordering for pickup on their radar should get a POS system with eCommerce capabilities. Square offers a free website builder and Toast offers an online ordering platform if you pay a higher payment processing fee.

Software Plan Limitations

Many free software plans have product, monthly transaction, or user account limits. Very small business owners will not have a problem with these limitations, but if you plan to expand, look for a POS system that doesn’t have these limitations.

Also, consider feature limitations. For example, if you’re interested in starting a loyalty program to generate a dedicated customer base, look for a POS with loyalty features like Toast or Loyverse.

Web-Based Vs Mobile App

If you plan on taking sales at fairs or events, find a POS system that works with mobile devices. You can get a simple smartphone app for a compact POS system or a tablet POS system for a more detailed register interface. Square, Helcim, PayPal, Loyverse, and Odoo work on most devices.

If your business takes mostly invoices and over-the-phone payments, you can use your POS on a web browser or desktop POS system. This is our list of the best POS systems for Mac devices.

Payment Processing Costs

POS systems like Square and Toast require you to pay higher payment processing fees on free POS software plans. You should do some simple math to determine when getting a paid monthly subscription plan is more cost-effective than paying higher payment processing fees.

You can also avoid payment processing fees altogether by starting a cash discount program with a system like eHopper.

Alternatively, you can get POS software from a provider like Loyverse or Odoo and choose one of the cheapest credit card processors.

POS Hardware Options

If you run your own store, consider a full register setup with accessories like barcode scanners and receipt printers. You can pay for an all-in-one setup from a provider like Square or download software from Loyverse or Odoo to build your own setup with any hardware you want.

If you’re looking for durable hardware for your restaurant, consider a POS system with durable drop-proof and spill-proof POS hardware like Toast or Square.

Learn More: Read our POS hardware guide to help you decide what POS hardware you need to run your business.

Contract Terms

At some point, your business may outgrow the features offered by your POS provider, or you may want to try a different POS system. In either case, consider a POS system with flexible monthly plans or a forever-free app download.

If you want to choose one POS system and use it for the rest of your time in business, choose software that can grow with your business, or consider switching to a POS system with a more extensive paid plan.

Learn More: Read up on POS system costs to help you budget for POS software and hardware.

Final Verdict

After reviewing several POS software products, I recommend Square as the best free POS system in almost all cases. Square offers three well-developed software plans for different business types, predictable standard payment processing fees, unlimited user accounts, a free online store builder, and affordable POS hardware. Upgrade to an affordable advanced Square plan once you have steady sales and require more inventory and multi-location management.

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Nicolette Kier

Nicolette Kier

Expert Contributor
Nicolette began writing on small business topics in 2020. After hundreds of hours researching, testing, and assisting small business owners with web building and point of sale software, she is now an expert on all things eCommerce and point of sale. She has a bachelor’s degree in English from the University of Pittsburgh and resides in Pittsburgh, Pennsylvania.
Nicolette Kier
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