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These free payroll software options are reliable, offer solid payroll features, and best of all, have zero cost.
Davina began writing for small businesses in 2018 and has since gained expertise in the SaaS industry. She earned her Bachelor’s of Arts in English Literature from SUNY Geneseo in 2018. She currently resides in New York.
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Davina WardDavina began writing for small businesses in 2018 and has since gained expertise in the SaaS industry. She earned her Bachelor’s of Arts in English Literature from SUNY Geneseo in 2018. She currently resides in New York.
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Chelsea Krause is a writer who specializes in accounting, payroll, and small business loans. She has been with Merchant Maverick helping small business owners manage their finances since 2016. She is a QuickBooks Certified User and former eCommerce store owner. Her accounting expertise has been quoted in Forbes and her work appears in Startup Nation, Small Business Bonfire, and Women on Business. Chelsea graduated summa cum laude with a BA in English & Creative Writing from George Fox University and studied abroad at the University of Oxford as well. She currently resides in Boise, Idaho.
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Chelsea KrauseChelsea Krause is a writer who specializes in accounting, payroll, and small business loans. She has been with Merchant Maverick helping small business owners manage their finances since 2016. She is a QuickBooks Certified User and former eCommerce store owner. Her accounting expertise has been quoted in Forbes and her work appears in Startup Nation, Small Business Bonfire, and Women on Business. Chelsea graduated summa cum laude with a BA in English & Creative Writing from George Fox University and studied abroad at the University of Oxford as well. She currently resides in Boise, Idaho.
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Free payroll software doesn’t offer the same level of functionality that you have to pay for when using the best payroll software. However, there are free payroll services that will enable you to pay your employees — without paying a software subscription fee.
We’ve researched several free payroll software solutions and chosen the top performers. Keep reading for a breakdown of the best free payroll software’s features, optional fees, and what to watch out for.
We like ADP Payroll for its advanced employee management, strong payroll features, and great customer support. Get three months free when you sign up through our links!
A Quick Look At The Best Free Payroll Software Options
The 3 Best Free Payroll Software
Free payroll software should keep payroll software costs at zero and offer all the essential features needed to pay employees, including paycheck calculation, deduction management, and check printing. The top free payroll software solutions include:
Small businesses with up to 10 employees (additional employees add monthly costs)
Pros
Free direct deposit and tax calculations
Free basic service for businesses with 10 or fewer employees
Strong security features
Unlimited customer support
Cons
Windows only
Direct deposit through Payroll4Free’s own bank is not free
10-employee limit for free services
Why We Chose Payroll4Free For Best Overall
Overall, Payroll4Free earned 3/5 stars with the software offering essential payroll features for small businesses, a generous free plan, and optional tax services for businesses that are looking for inexpensive full-service payroll software
With Payroll4Free, small businesses can keep costs down without sacrificing tax support, employee time off management, the ability to pay employees via check or direct deposit, or solid customer support.
If you need very basic payroll processing services for up to 10 employees per month
If you want to use Payroll4Free to pay 11 or more employees, you’ll need to pay a monthly fee that starts at $10/payroll run that month.
Employers that don’t want to deal with depositing and filling out payroll taxes need to pay a $35/month or $350/year fee for Payroll4Free to take care of it for them. However, Payroll4Free does offer free tools as a basic service that you can use to make this process easier.
If you don’t want to rely on your bank to transfer direct deposit funds to your employees, you will need to pay another $35/month or $350/year for Payroll4Free to complete these transfers using its bank.
You can save by bundling Payroll4Free’s tax and direct deposit services for $40/month or $400/year.
Payroll4Free Features
The free version of Payroll4Free places no limits on payroll or direct deposit processing and doesn’t require upgrading to a higher-tier plan to enjoy its basic features.
Features that Payroll4Free offers at no additional cost include:
Multiple Payment Methods: Pay via direct deposit of paper check; print paystubs.
Pay Multiple Worker Types: Pay your employees and contractors at no extra cost.
Employee Management: Employees can view their payroll data via an employee dashboard portal and owners can manage employee time off.
Tax Support: Free tax calculation at the federal, state, and local levels; completed tax form generation.
Data Management: Import or export payroll data (into QuickBooks, for example; import time clock data).
Customer Support: Payroll4Free also offers extensive customer support, including US-based phone support and free account set-up.
What To Watch Out For
Payroll4Free is only compatible with Windows. However, if you have a Mac running the Windows operating system, the software will work on your Mac.
Payroll4Free is ad-supported. To generate the revenue needed to operate Payroll4Free, the software hosts ads that users see when navigating the system. Fortunately, the ads shouldn’t be a hindrance.
Only 10 paid employees or contractors are supported when using Payroll4Free. If your business exceeds this number, you’ll no longer be eligible for Payroll4Free’s no-cost services and will need to pay $10-$35/payroll run that month, including those runs that were previously made.
When To Use Payroll4Free
Completely free payroll processing for 10 or fewer employees
Can be integrated with other payroll services (such as ADP and QuickBooks)
Automated multi-week scheduling
Web-based time clocks
Cons
No tax filing assistance on free version
Customer support is limited to a community forum
Clunky interface and UI
Why We Chose TimeTrex
We love TimeTrex's free cloud-hosted payroll software that includes web-based time clocks. TimeTrex's free plan is a good option for small businesses that are looking for a solid mix of HR and basic payroll features.
Businesses using TimeTrex can run payroll, track employee time, and manage employee data from TimeTrex's platform. There are no limits to the number of employees you can pay on TimeTrex's free Community plan, so the software can scale with your business.
TimeTrex Fees
TimeTrex does not have any fees on its free plan. TimeTrex offers paid plans, but doesn’t include any further pricing details, so you’ll need to request a quote with them to learn more about which paid plan makes sense for your business, should you choose to upgrade.
TimeTrex’s paid plans include other services, such as a mobile app and on-site service in addition to its web portal support. However, customers on TimeTrex’s free plan still have access to the service’s basic features.
TimeTrex Features
TimeTrex offers its most basic payroll features for free under its Community Edition service plan. The TimeTrex Community Edition is exclusively cloud-hosted, doesn’t require any downloads or software installations, and comes with free features:
Payroll: Pay employees and contractors via direct deposit of paper check integrated attendance and scheduling.
Employee Management: Track employee time and attendance, manage schedules, and manage employee time off.
Payroll Tax Support: Generate tax reports, including W-2, W-3, 1099, 940, and 941-specific reports; free payroll tax calculator (federal, state, and local taxes).
TimeTrex Home Dashboard
What To Watch Out For
TimeTrex’s customer support is very limited. On its free plan, TimeTrex offers support by way of its community-led forum. Otherwise, you’re essentially on your own.
TimeTrex’s free plan doesn’t offer any tax filing support. This solution is best for businesses that have some familiarity with payroll tax filing or those who will be filing taxes with the aid of a tax professional.
TimeTrex’s interface is a bit clunky. Although the software was surprisingly easy to use, it’s definitely missing the smoothness and fluidity of modern paid payroll software.
When To Use TimeTrex
Your business pays hourly workers
You’re looking for a combined payroll and scheduling software solution
Your business needs attendance tracking
Your business needs payroll software that can be integrated with your existing software stack
We chose eSmart Paycheck because it offers an easy-to-use, customizable, and reliable paycheck calculator with paycheck and paystub printing. Simply input your employee's hourly or salaried earnings, deductions, filing status, state, and other relevant information to generate a detailed paycheck and pay stub for your employee.
eSmart Paycheck is free to use for individuals or businesses but doesn't automatically save each paycheck unless you register your business.
eSmart Paycheck Fees
eSmart Paycheck is free to use and even offers a free account for businesses that wish to save their paychecks. Businesses using eSmart Paycheck can pay for paid access to federal and state payroll forms and tax filing support at various prices.
eSmart Paycheck Features
eSmart Paycheck’s free plan is more of a payroll calculator than it is a full-fledged payroll software solution. Small business owners can use eSmart Paycheck to input employee wages and withhold information to run payroll themselves. Standout free features include:
Paycheck and pay stub downloads and printing
State-specific payroll calculators (no local tax support)
Adjustable pay cycles
Web-based access from anywhere with an internet connection
Federal and state withholding calculator
eSmart Paycheck – Home Dashboard
What To Watch Out For
eSmart Paycheck doesn’t automatically calculate local taxes. You’ll need to add customized deductions when using eSmart Paycheck. For example, eSmart Paycheck doesn’t automatically calculate the various personal income taxes in Portland, Oregon.
Don’t expect quick customer support when using eSmart Paycheck. While eSmart Paycheck offers some customer support, you’re generally limited to email, fax, or snail mail, as eSmart Paycheck itself even adds a disclaimer about its very limited phone support.
eSmart Paycheck isn’t good for much outside of paycheck calculation and printing. You’re not going to get time tracking, third-party integrations, or really much of anything beyond paycheck calculation when using eSmart Paycheck. It’s a solid solution for what it does, but it should only be a supplement to businesses that are able to manage all other payroll functions, including tax filing, time tracking, benefits administration, and more using another solution (or manually).
When To Use eSmart Paycheck
Your business pays employees with paper checks
You need free payroll software that can calculate payroll taxes
Your business has many custom deductions
You don’t need advanced payroll or HR features
You have a firm grasp on how to calculate payroll and file taxes
Which Free Payroll Software Is Best For Your Business?
Free payroll software can help your business save time running payroll, improve accuracy, and get payments out on time. However, finding good small business payroll software free of charge is a big ask. Many free payroll options have limitations in fulfilling all your tax filing and compliance needs. There are certainly more options beyond our three picks, but other free programs may lack security measures that could put your small business at risk.
If you’re going the free payroll software route, you’re not likely to get any help come tax time, and payroll taxes can pack a punch. It’s best to familiarize yourself with payroll taxes, forms, and filing deadlines before switching to any payroll software, paid or otherwise. That way, you can decide whether you prefer a full-service payroll solution that includes tax support or if you’d rather handle everything yourself.
If none of these free payroll options cut it for your business, take a look at these cheap payroll software options — these payroll software apps are still affordable but offer better features and support than free payroll software.
We like ADP Payroll for its advanced employee management, strong payroll features, and great customer support. Get three months free when you sign up through our links!
Free Payroll Software FAQs
Where can I find payroll software free trials?
ADP Payroll, Gusto, QuickBooks Online Payroll, Wave Payroll, and Patriot Payroll all offer free trials for new businesses trying their payroll software.
Is free payroll software worth it?
Small businesses that are running on a limited budget and that need tools to run payroll themselves benefit the most from using free payroll software.
That said, free software won’t have as many features or be as scalable for a growing company as a paid software app would be. If you don’t want to have to switch payroll software down the road, you should go with a payroll service like ADP or Gusto instead.
When should I upgrade to paid payroll software?
If you need well-developed features for time tracking, document management, and HR resources, you’ll probably need to purchase a paid service plan. Automation of big tasks like scheduling payroll cycles and filing tax withholding also usually come with paid payroll software, and the time you save from these automations could be more than worth the cost of upgrading from free payroll software.
Davina began writing for small businesses in 2018 and has since gained expertise in the SaaS industry. She earned her Bachelor’s of Arts in English Literature from SUNY Geneseo in 2018. She currently resides in New York.
View Davina Ward's professional experience on LinkedIn.
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The vendors that appear on this list were chosen by subject matter experts on the basis of product quality, wide usage and availability, and positive reputation.
Merchant Maverick’s ratings are editorial in nature, and are not aggregated from user reviews. Each staff reviewer at Merchant Maverick is a subject matter expert with experience researching, testing, and evaluating small business software and services. The rating of this company or service is based on the author’s expert opinion and analysis of the product, and assessed and seconded by another subject matter expert on staff before publication. Merchant Maverick’s ratings are not influenced by affiliate partnerships.
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Our Featured Payroll SolutionADP is an industry leader that our experts endorse.Our reviewers like ADP Payroll for its advanced employee management, strong payroll features, and great customer support. For a limited time, get three months free.View OfferClaim three free months