Advertiser Disclosure

💳 Save money on credit card processing with one of our top 5 picks for 2024

Accepting Credit Card Payments On Your Phone

There are multiple ways businesses can accept credit card payments on a phone––but not all mobile payment types are affordable and safe. Read this guide to learn about the best mobile point of sale options.

    Davina Ward
  • Last updated onUpdated

  • Shannon Vissers
  • REVIEWED BY

    Shannon Vissers

    Lead Staff Writer

Our content reflects the editorial opinions of our experts. While our site makes money through referral partnerships, we only partner with companies that meet our standards for quality, as outlined in our independent rating and scoring system.
Key Takeaways
  1. To accept credit card payments on your phone, you need a payment processor, a mobile POS app, and a mobile card reader that can accept magnetic stripe, EMV, and/or NFC credit cards.
  2. Some payment processors let you accept contactless card payments with Tap to Pay, which uses the NFC antenna in your phone to accept payments, eliminating the need for a card reader.
  3. Other mobile payment methods include keying in card information into a virtual terminal, texting or emailing your customer a payment link that lets them pay online, and displaying a QR code your customer can scan to pay on their own device.
Davina Ward

Davina Ward

Expert Contributor
Davina began writing for small businesses in 2018 and has since gained expertise in the SaaS industry. She earned her Bachelor’s of Arts in English Literature from SUNY Geneseo in 2018. She currently resides in New York.
Davina Ward
View Davina Ward's professional experience on LinkedIn.
Davina Ward

Latest posts by Davina Ward (see all)

Get Your Free Credit Card Reader

Square


Visit Site

Square is an industry-leading point-of-sale and payment processing provider. Sign up for a free account and get a complimentary card reader for use with Square POS. Start For Free.

Get Your Free Credit Card Reader

Square


Visit Site

Square is an industry-leading point-of-sale and payment processing provider. Sign up for a free account and get a complimentary card reader for use with Square POS. Start For Free.